Real Estate Archives

14 Mistakes To Avoid as a Real Estate Investor in Nigeria

If you are reading this article, it is because you want to avoid mistakes when investing in Nigerian real estate. But let me tell you something: I have advised people like this, and they still went on to make the same mistakes.

Don’t be like them

Real estate can make you wealthy- and it can also wipe out your life savings. Imagine buying land after saving for a whole year, and you see someone building on that land!

I have heard about people who have lost their money, careers, and even their health because of this.

So, please follow every single advice to the detail. This is not a random article that you see online. These are issues I have had to settle, and I don’t want you to go through the same thing.

By the end of this article, you should be able to

Know the mistakes to avoid as a beginner
See the mistakes that experienced investors have made
Find solutions before problems arise!

1–7: Mistakes New Investors Commonly Make

1. Rushing Into Deals Without Research

We call this “doing due diligence.” Many times, you can get so excited about finally buying your own land that you do not see the traps in it.

Imagine someone offering you land in the exposed parts of Epe for 1.5 million. Except if it is a clear distress sale, you are supposed to take a step back and run for your life.

It is a clear scam to make you grab a deal that is too good to be true.

You must do your research to know the worth of land in that area.

2. Trusting Unverified Agents or “Omo Oniles”

Verbal promises mean nothing in real estate.

If someone tells you not to worry that “the land is yours already”, don’t believe it. If you don’t have verifiable documents in your hands, you don't own that land yet.

Am I saying that all omo oniles are scams? No

What I am saying is that if you buy from them, be smart and ensure that you:

Collect documents from them
Verify every single thing before you pay
Use a lawyer to guide you through the process

3. Failing to Verify Documents

Now, this is not only about omo oniles. This is about every land transaction you enter into…

If you buy land, check the validity of the documents

If you buy a developing property, also verify the title documents

If you buy a fully-built house, don’t stop there. Go on and verify the documents of the house.

To effectively verify land documents, do these 4 things

Hire a real estate lawyer who has testimonials of deals like that
Go to the Land Office of the State and see if your land is not allocated for government use
Visit the Office of the Surveyor General to see who has registered the Survey of the property you are buying (if the property has one).

4. Not Doing Physical Inspection

This is the main reason why Nigerians living abroad lose all their savings to investing back at home.

It is not enough to get a picture.

You need to physically see what you are buying or building. But if you cannot be there physically, you can hire a reliable agent or an experienced real estate lawyer to help you monitor every process of your purchase.

Here are some things to look out for when doing a physical inspection of a land or building

History of floods in the area
Accessibility to the road
Nearness to major facilities. If you are a business, look out for proximity to places where you can easily reach your customers. If you are an individual, look out for proximity to places like markets, schools, and hospitals.

Again, don’t take pictures without asking any questions. Make sure you verify!

5. Not Knowing the Zoning Laws

This is something many Nigerians don’t know when buying land. Some places are allocated for agriculture, some for residential living, and some for industrial purposes.

So, if you buy land for residential reasons and it is in an agricultural zone, you may have yourself to blame when you have poultries and piggeries next to you in the future that is if you don't lose the land...

Ensure you check the zoning regulations of the state you are buying land in.

6. No Exit Strategy

You must always have a reason for buying land.

It is not enough to have the money only. You must know if you want to sell later, build for rentals, or develop it and sell when you have a building.

These priorities will help you not to throw money around aimlessly. For instance, if you buy land in Omu-Ketu today, I’d suggest that you hold and sell it later because it has more prospects for resale than development in the near future.

But don’t just take my word for it, you can also do your research and map out your exit strategy for any land you buy in Nigeria today.

7. Overlooking Hidden Costs

When you buy a car, you should know that you also have to buy fuel, engine oil, and gadgets.

But the average Nigerian real estate investor thinks that buying property in Nigeria is all about the purchase price only!

No, it isn’t!

Other things will need extra expense. You will need to pay for your survey. If you are buying directly from the owner, you will need to pay for a lawyer.

And if you want to develop, you will need to start paying land use charges.

So, always draw up a budget that covers your real price and not just the purchase price. It helps you stay prepared.

8–14: Mistakes Seasoned Investors Still Make

8. Expanding Too Fast

Scaling too quickly can drain your cash flow faster than you expect.

What you should do is create a plan that will eventually help you grow as big as you expected. Then, grow gradually.

Your company stands at great risk if you expand too fast.

You may not have enough well-trained staff to handle your requests.

You may run out of cash to handle building projects if the cost of materials skyrockets.

Expansion is a long-term game, so play it slow.

9. Emotional Buying

I usually advise investors to buy where “everyone is buying”- and it works.

But it works because they have a personal strategy.

If everyone is buying land in Abeokuta tomorrow, you need to sit back and ask how it will be of long-term benefit to you.

This is why you see that our parents have land documents from purchases all over Nigeria, but they are not coordinated. The best you can do is to sell because many of these properties are not even good enough for other uses.

Instead, have a goal. Know what you want out of your real estate journey.

Then streamline your investment process to that line only!

10. Not Diversifying

If you put all your money into only one estate, it can be very risky.

Sometimes, that can be tempting because you may want the bulk money that will come from that one location.

But what happens if the value of land in that area does not grow as fast as you predicted?

You will start regretting your actions, and that’s the worst place to be as an investor.

I will advise you to spread your investment into multiple locations. When you grow larger, I will even say you should extend into multiple types of real estate.

That way, one stream of income can sustain you while the other grows.

Read Also: 5 Things You Must Know Before Buying Land in Lagos

11. Overleveraging Loans

Taking loans can help your business grow, yes. But debt should only be a tool, not a lifestyle.

If you always have to take loans to fund every single thing your company needs, you may be heading towards bankruptcy and not know it.

Hire an accountant to evaluate your assets and see how much risk your portfolio can carry.

They will direct you to know when to borrow and when not to, based on their review of your portfolio at a time.

12. Poor Record Keeping

Managing a real estate portfolio is not the same thing as running a small-scale business.

You must document everything you do, such as

Land purchase and hidden costs
Building expenses
Land appreciation
Rent inflow
Maintenance outflow

This simple action is what differentiates the billionaire investors from the rest. Keeping a good record shows that you have a goal and you are working towards it.

13. Forgetting Taxes

If you own a real estate company in Nigeria, tax avoidance is the last thing that should be on your mind.

As a real estate entrepreneur, you have the responsibility to pay taxes such as

Capital gains tax
Land use charges

You may look at your friend who owns a fashion store and ask why they are not paying those taxes. It is because real estate has its own tax rules.

And sadly, ignorance isn’t an excuse at law. Your office may get closed down even if you claim not to know about the law.

14. Avoiding Professional Advice

No man is an island. If you don’t hire lawyers, surveyors, or planners because you want to “save money”, you may end up spending even more!

Am I saying you should spend all your money on hiring professionals? No

Find affordable ones and go for them!

There are many benefits to getting professional advice:

A good accountant will show you the best and the worst times to take loans.
A lawyer will save you from years of legal battles by ensuring that you only get valid documents.
A surveyor will protect your investment by measuring every inch of property.

7 Rules for Avoiding Real Estate Investment Mistakes in Nigeria

Inspect before you invest.
Verify all documents with the land registry.
Work with a trusted real estate consultant, not your cousin or friend.
Create a long-term investment plan.
Listen to professional advice.
Start small and expand your portfolio gradually
Ask questions. Then ask again.

Final Thoughts

If you have made one or two of these mistakes, you are not alone! Many investors still make them too!
As you are reading this, an investor may even be making one or two of these mistakes!

What makes you a smart investor is that you learn from your mistakes, create new strategies, and move forward.

Stop guessing- use expert advice when you can!

And if you are thinking of buying land in Nigeria, message us via our Instagram channel or call us to get a guide to investing with long-term value in mind.

by Tayo Aladetoyinbo

This image is about the future of real estate in Nigeria

What Is the Future of Real Estate in Nigeria?

The future of real estate in Nigeria looks brighter regardless of what it looks like now.

In Africa today, Nigeria’s economy is considered one of the most volatile because of factors like insecurity and a high inflation rate.

However, real estate continues to be one of those few assets that keep growing regardless of the economic situation over time!

But even with this stability, many Nigerian investors are still not ready to trust in the real estate system.

Why?

Many people have lost their money to land fraud cases
It can be very hard sometimes to register a title
The government taking lands
Misleading ROI claims by developers

Many investors will buy land and will not see any ROI even after 3 years!

This is why they have mostly given up on ever investing in Nigeria!

But the truth is: real estate in Nigeria is evolving very fast.

Only investors who have exclusive information about the market will be able to position themselves for the profits and benefits that the future of real estate in Nigeria present.

In the article, I will show you:

Data and facts that predict the next 5 - 10 years of the future of real estate in Nigeria
How you can still build wealth using these formulas

Why Investors Are Nervous in 2025

Once again, you should see why there are so many fears around the real estate space in Nigeria today

A man buys land in Ibeju-Lekki in 2021, only to find out it falls under government acquisition in 2024.
A woman pays N1.2 million for land in Mowe with a “survey,” but the survey turns out to be fake.
A property agent promised 50% ROI on a land in Ibadan in 12 months. Three years later, nothing.

These are not imaginary tales.

They happened. I saw people it happened to.

It may have happened to you. Or to your friends or family members.

Many investors fear:

Losing money to fraud
Buying land with no real documents
Investing long-term without knowing when or how it pays off

So, is real estate still safe in Nigeria?

YES, but only if you know how to navigate your way around it. For instance, you should avoid real estate investing mistakes such as

Impulse buying
Not getting the correct documentation
Skipping due diligence
Purchasing from dubious real estate agents with no track record
Buying when the deal is too good to be true

Key Data That Show Real Estate Still Works

Like I said already, there are risks- so many of them.

But despite these risks, the numbers tell a different story.

1. Properties in Ibeju-Lekki appreciated by 15–25% in 2024 alone.

This is because of the massive development going on in the area, including the Lekki Deep Sea Port and Dangote Refinery activity.

2. Epe lands doubled in value

Within 12–18 months, thanks to the development of the Epe–Ijebu–Ode Expressway.

3. Rental properties in places like Lagos, Abuja, and Port Harcourt now yield returns of 12–18% annually, because of factors including

Infrastructure development
Urban migration, and
Government planning.

The power of real estate lies mostly in its ability to be inflation-proof. This helps it to preserve the value of the property while earning long-term value.

Currently, real estate is one of the easiest ways for the average earner in Nigeria to create generational wealth. This is because it is now very accessible and affordable through installment payment plans.

How Will The Future of Real estate in Nigeria Look Like?

Over the years, you may have observed that industries such as finance have gone from traditional bank systems to fully online transaction portals.

For every major industry, there will be a shift. In the Nigerian real estate industry, this shift will be highlighted by significant changes like these:

Urban Expansion

Cities like Lagos, Abuja, and Port Harcourt are running out of central land.

This has caused the majority of their population to move to satellite towns such as Epe, Mowe, Omu, Karu, Karshi, Gwagwalada, Eleme, Degema, and Choba respectively.

These new hubs have more available land mass and are therefore open to more development.

Investing early in these satellite towns guarantees eventual ROI.

Digital Land Platforms (Proptech)

You may have heard people say things like The future is tech. The same is true in the next phase of real estate investment and growth in Nigeria.

For the first time in forever, people are now trusting real estate brands online.

I have sold land to people in the UK and the USA, and they have yet to visit their site. But they did a virtual inspection, sent someone here in Nigeria to inspect physically.

And I sent them their Deeds of Assignment and other documents via reliable courier services.

Another way to invest in real estate in Nigeria is to invest in technology that will serve these 4 functions

Help people buy and develop properties faster and easier
Give people a chance to do all of these online
Create fully online land documentation and verification systems.
Assist Nigerians to buy properties as a group online.

As long as you can make real estate look safer for people, you have a guarantee of their trust and their money.

Diaspora Involvement

More Nigerians abroad are buying land with digital receipts and remote verification.

The World Bank even estimates diaspora remittances to Nigeria crossed $20 billion in 2024, much of which went into real estate.

Unlike before, Nigerians abroad are now trusting the systems back at home. This is another thing you will see in the Nigerian real estate of the future.

So, if people who are not in Nigeria can buy in Nigeria, you should clear out every excuse not to!

Land Banking

Long-term investors now buy multiple plots and wait 5–10 years. I’m telling you that this is the true future of those satellite towns I mentioned earlier.

This model is more affordable for the average Nigerian. It also offers better appreciation. And it is perfectly suited for young guys who want to make the best out of their future!

Government Regularization

The Lagos State Land Bureau is leading the way in making land titles fully digital.

When this is fully achieved by 2026, fake documents will drastically reduce.

So, what should you do?

Step up and buy now before all the new rules drive prices up!

What to Do Differently As an Investor in 2025

If you have started investing in real estate in 2025, I commend you big time!

But if you haven’t, I will ask you to plan well. Use these 5 principles to guide your investment as you begin your journey. They are simple, practical, but they will save you a lifetime of courtroom drama and heartache…

1. Verify all Titles Thoroughly

Don’t just stop at verifying a survey plan. Take it a little further, visit the State Land Office and verify other titles such as the Deed of Assignment, the C of O, and the Gazette.

2. Work with Property Lawyers

Yes, I know you can get lawyers anywhere today, even in the market. But I will advise you to only work with lawyers who have experience in the real estate sector.

They know how to cross-check titles better because they have the legal knowledge and the onsite links to verify such claims.

This will help you prevent any form of land disputes.

3. Use Tech Tool

In my last article, I talked about Lagos eGis portal. It is one of those reliable platforms that allow you to digitally verify your property documents before making a purchase.
However, note that the site only works for registered properties in Lagos.

4. Invest Where Government Is Going, Not Where They’ve Been

If you can get inner circle information on where the government has earmarked for future development, leverage it and go to those places.

You can also check and see where the government is already going. Places like Epe, Mowe, and the outskirts of Abeokuta and Sagamu are having crazy development.

Don’t think too hard. Those places are real estate goldmines. Buy now, hold, let it appreciate, then sell at a profit much later.

5. Buy with Flexible monthly payments

See, you don’t need to be ultra-rich to buy real estate in Nigeria anymore. With a good savings culture, you can invest in real estate through monthly payments.

For a company like Possila Properties, their Save-and-Invest Challenge has gone through 4 different eras.

It has helped over one hundred of professionals and students to become real estate owners across Lagos, Osun, and Ibadan today!

You can also start now- it is never too late!

Real Estate Predictions for 2025–2030

The coming years will redefine the future of real estate in Nigeria and how real estate works in Nigeria:

Epe will become the new Lekki:

If you look closely, schools are already up. Gated estates are the in-thing now. Tech start-ups are setting up offices while facilities like construction and agro hub offices are already springing up!

Group Ownership Will Rise

Investors will form co-ops to buy larger properties together. This is because Gen Z always pushes for community and will do anything in their power to keep it.

Guess what?

This is not actually a Gen Z thing. Many parents joined cooperative societies. That’s how they own their current home and properties today.

So, you are at a great advantage if you live at this time too!

Rental Market Will Explode

Nigeria’s population is exploding faster than ever. The youth population shows that more people will rent smart apartments, co-living spaces, and shortlets.

So, yes, this is your cue to invest in these properties today!

Satellite Towns Will Boom

Places like Ogun, Nasarawa, and Delta states will become new real estate goldmines. Lagos, Port Harcourt, and Abuja are slowly becoming too unaffordable for the average person, and people want to survive, so they will look for options in nearby towns!

Will you still be watching from the sidelines, or will you prepare and invest smartly now?

Real also: How to Invest in Real Estate in Nigeria

Conclusion on the Future of Real Estate in Nigeria

The future of real estate in Nigeria has its challenges and risks. But it is also full of big-time opportunities than you can ever imagine!

But these opportunities are only for those who are informed, strategic, and patient.

Don’t expect magic in 6 months. Instead,

Choose verified properties
Use legal and digital tools
Think long-term

...and you’ll be among the few who’ll watch their N500k plot grow into an N8 million estate in a couple of years to come!

Start today. Talk to a verified property agent. Ask for the real documents.

In the end, the future belongs to those who invest when others doubt.

by Tayo Aladetoyinbo

This image is about the 5 reasons to invest in Lagos real estate in 2025

Top 5 Reasons to Invest in Lagos Real Estate Market in 2025

If you ask the average real estate investor today, they will tell you they will never invest in Lagos real estate.

Just look at the number of Igbo traders who have mansions in their hometowns but will not bother to even buy half a plot in Lagos. The reasons for this are not far-fetched…

Many people have bought land and properties that have later been taken over by the government.

Sometimes, they even settle into the land, but they lose it down the line because they had someone with a better title take over! They eventually realized that the land document they were given was fake!

But here’s the truth: 2025 is probably the best time in the history of Lagos to buy real estate!

Major reforms are taking place alongside super infrastructural growth, which is regulated with better laws!

So, if you have not been able to decide whether or not you want to buy real estate in Lagos, this article will show you

How to confidently get back into the market
5 things that Lagos real estate millionaires consider

Why Investors Are Scared of Investing in Lagos

Over the years, 2 major fears have made people not want to buy Lagos real estate:

Fear of Government Seizure

Many people bought properties in Lagos without knowing that these properties were under government acquisition.

So, when they developed the land or moved into the property, the government reclaimed it, and they lost all their right to the property.

This kind of problem always leaves investors stranded. And they would rather spend their money on something else as long as it is not Lagos real estate.

Fear of Wrong or Incomplete Documentation

Lagos is very infamous for fake documents. You can get a C of O or Deed of Assignment from a landowner or sales agent, and you will realize that they have given you something fake.

This is why many people give up on Lagos real estate. One minute, they are happy they finally won something. Next minute, they have lost it all because someone else with the original document has come to lay claim to their property!

The truth is that your fears are real!

But Lagos has changed. And understanding what has changed will help you regain confidence to invest again!

Reason 1: Tighter Land Title Regulations

The Lagos State Government has provided information on how people can verify their property and its documentation. You can easily go to the Land Bureau to verify titles such as the following:

Certificate of Occupancy (C of O)
Governor’s Consent
Gazette
Deeds of Assignment

All you need to do is physically check the property status at the Lagos Land Bureau.

But if you cannot go through the process yourself, you can easily hire a real estate lawyer to help. This is one of the important aspects of real estate investment education.

This clear process reduces your chances of buying land that is under dispute. Following this simple step can save you a lifetime of court troubles.

Read also: 5 Things You Must Know Before Buying a House in Lagos

Reason 2: Government Infrastructure Boom

Lagos State is one of the fastest-growing cities in Africa because of its infrastructure. Here are 4 major projects being executed by the government:

The 4th Mainland Bridge
Lekki-Epe International Airport
Victoria Island - Epe Coastal Highway
Dangote Refinery neighborhood development

These projects are driving crazy demand for real estate because of the ultra-urban development they bring to specific areas like Epe, Omu-Ketu, Ikorodu, and Lagos Island.

One of the facts about real estate investment is that it is best done in areas around developing projects. This is because these projects attract investors, which then increases the value of the land.

This boosts rental demand and, by default, guarantees passive income for you as an investor!

Reason 3: Rise of Credible Developers

It is very rare to see individuals selling land in Lagos today.

Organized real estate companies have completely taken over! They have no control over market prices and offer great value, such as:

Verified documentation
Legal support
Flexible payment plans (even installment options over 12–24 months)
Development guarantees

Companies like Possila Properties, Realtypoint, Lifepage, and Veritasi Homes provide more secure properties made fully safe through an efficient customer experience.

With these developers, you don’t just buy land — you buy peace of mind. This is something you don’t get every day when doing real estate investment in Nigeria.

Reason 4: Availability of Legal Verification Tools

Tech has changed the game. Nobody can bamboozle you anymore!

With certain online resources such as Lagos eGis Portal, Google Maps, and Social Media, you can:

Use online Lagos land registry portals to verify a property's status.
Hire property lawyers who offer excellent services.
Map and confirm land coordinates and official allocation with satellite mapping.

You don’t have to think about how safe real estate investment is again.

Just buy smartly- not blindly!

Reason 5: Appreciation Rates Still Beat Inflation

Despite the rise of the dollar against the naira, real estate in Lagos has proved to be inflation-proof. If you understand this concept, you will know how to make money in the real estate business in Lagos!

Let me show you some examples…

Properties in Ibeju-Lekki appreciated by 15–25% in 2024 alone.
Epe lands doubled in value within 12–18 months due to road projects.

So, while other investors are burning their money in risky investments they do not understand, it is more reliable to lock into new territories within Lagos!

Just know that by starting small today in an area like Omu-Ketu or Omu-Epe, you can cash out big tomorrow.

Good for you, we are currently running an instalment plan for people who want to cash in on the Omu-Ketu real estate goldmine today!

Best Places to Invest in Lagos in 2025

If you're wondering where exactly to invest in Lagos, here are the best places that offer maximum ROI with minimal entry cost:

1. Epe

Affordable now.
Future tech, commerce, and educational hub.

2. Ibeju-Lekki

Appreciating fast because of the Lekki Deep Seaport and the Free Trade Zone.

3. Badagry

Opening up due to the development of coastal roads and tourism investments.

4. Omu-Ketu

Super affordable
Central to major commercial and industrial hubs such as Ikorodu, Ketu, and Epe.

5. Alimosho

Massive population growth
Future residential goldmine.

Read Also: 5 Reasons Omu Ketu is the Next Biggest Real Estate Hotspot

Conclusion: Why 2025 is Your Fresh Start

I am writing this article in the last week of April, but I know that it is not too late for you to start!

Yes, the pains of the past were real…but as you have seen, the Lagos real estate market has changed. For the first time in forever, you can now have access to

Better documentation
Credible developers
Clear Legal processes
Fast-growing areas

Don’t wait till 2026. You can start building a mine of wealth for yourself and for your generations unborn without the fear of losing your properties!

Send us a message on Instagram today to be a part of Lagos State’s next generation of real estate millionaires!

by Tayo Aladetoyinbo

Why You Should Invest in Real Estate in Nigeria

“Real estate in Nigeria is not safe.”

“You will be duped of your hard earned money”

“No real estate agent can be trusted. Family members cannot be trusted - they are all scammers!”

"They can get diabolical with you after you've paid and take your precious life."

These are real fears that people have, and that is why they do not want to invest in real estate in Nigeria. They don’t believe that you can invest in real estate in Nigeria and not be duped.

They don’t believe that you can buy land and it will be secure against people like Omo Onile and other scam artists!

But that is not true!

As much as there are so many scams out there, you can still find safe and secure real estate to invest in. Yes, you can still secure your investment without spending too much money.

And yes, you can choose to do this without any fear of losing your hard-earned money.

In this blog post, I will show you

How to make a safe real estate investment in Nigeria today
The super benefits of real estate investment in an economy like Nigeria’s
Things you can do to protect your investment

Why You Don’t Want to Invest in Real Estate in Nigeria

In all my years as a real estate investor and consultant in Nigeria, I have seen 2 major reasons why Nigerians are very scared of investing in real estate.

And it is not because they do not have the money, no!

It is just two emotional reasons that you may also have, but that you do not know yet:

The fear of losing money
Land document scams

And this is valid, because I have seen it happen to many people!

Some people buy land today, and when they come back next month, they find out that someone else has started building on it.

Sometimes, they buy land and get documents only to discover that the documents were fake and unreliable!

Some even go as far as doing due diligence. They check for the validity, only to discover that they have bought government-owned land!

So, what do you do when it looks like everyone is a scam?

Real estate companies are not trustworthy

And private agents are not reliable…

Why You Should Invest in Real Estate in Nigeria

When I tell people not to invest in real estate just to make money, they are shocked. Like: “What else is there to investment?”.

What people don’t really know about real estate investment is that it is a long-term deal that helps you solve long-term problems.

If you want to invest in real estate in Nigeria in April and you are expecting returns in December, you may need to press the brakes.

Will you make money? Yes, real estate has made lots of billionaires out there today!

But will it take time? Yes, also. Time determines the growth of your real estate investment.

Here are 5 other benefits that you get when investing in real estate in Nigeria:

1. Long-term stability

If you like saving in fixed deposit accounts, you will agree with me that your interest on your deposit is sometimes very little. This is why many people choose real estate investment instead.

You can predict that your money will appreciate better in value than anywhere else. This is because of the nature of good real estate. It is always in danger because of 4 major factors in Nigeria:

High population growth rate
The desire of other non-landowners to buy their own
The increasing number of businesses that need offices
Rising yearly government projects in specific parts of the country.

So, there is a better guarantee that you will always make money with real estate as long as you can settle for the long-term option.

2. Generational Wealth

People talk about Bill Gates as the richest man in the world at some point because of Microsoft. But even the richest man in the world has so much real estate that it can be seen from space!

This shows you that while tech and other investment avenues can be run over by better innovation, real estate remains original because of its nature. And this makes it great for creating generational wealth.

Some houses in major parts of Ikeja, Onitsha, and Ibadan have been standing since the early 90s. Their owners have died, but it is still bringing in rental income for their children!

So, if you're looking for reliable and non-volatile ways to leave a good inheritance for your children and grandchildren, consider real estate.

3. Peace of mind

Speaking of volatility, real estate is one of the most stable means of investment you can hold in the world. Unlike many other forms of investment, like crypto and forex, you can invest in real estate in Nigeria and keep your mind at rest.

Am I saying that forex or crypto do not work? No, they do

But what I am saying is that if something has been used by generations and confirmed to bring results over those years, it is more reliable than any other thing that may be presented to you.

And that's why I always advise people to invest in real estate in Nigeria.

Just buy the land or property.

Hold it for 3 - 5 years, depending on the appreciation rate.

Get an agent to find you a buyer.

Sell it.

Rinse and repeat the process.

And you can do all of these without all the high stakes that other investment avenues cause you!

4. Protection against inflation

The only asset class that I've found to be the best when it comes to protection against inflation is real estate.

The inflation rate in Nigeria keeps increasing by the day but the value of real estate keeps going up.

If you rented a 2 bedroom apartment for 750,000 naira in 2022, it's now being rented for between 1.2m and 1.5m naira in the same location in 2025.

I can boldly say that owners of properties are happy when inflation rate goes up.

5. Appreciation

Nigeria is not bad at all when it comes to real estate appreciating in value.

In some places, you get up to 500% return on investment in just 5 years. The secret to enjoying this kind of appreciation is to buy in prime locations.

Some people argue that real estate don't appreciate fast in Nigeria. It's a blatant lie.

Why most people say that is because they invest in places that don't have the growth metrics. And such places might not really increase in value in 10 years or more.

Real Estate Investment Mistakes to Avoid in Nigeria

While there are so many scams in the real estate scene in Nigeria, you can still find authentic lands and properties to buy.

And this is very easy to do. Just avoid these 4 major mistakes:

1. Neglecting Due Diligence

I can talk about this for 1 month, and 75% of Nigerians will still make the same mistake!

As much as you want to ‘invest’ so you won’t spend your savings, you need to take it slow and do your due diligence.

Due diligence is beyond just knowing the price of the land. Here are 3 things you should do when you doing due diligence on Nigerian real estate:

Meet the Landowner

If you have found a land or property that you want to buy, make sure you connect with the landowner if it is a private property. But if you are buying a family land, make sure you meet the head of the family and the other decision-makers in the family.

I spoke more about it in this post. Do well to read up on it.

But if you will be dealing with an agent, make sure that they are communicating your demands and needs to the owner of the property. Also, confirm that you are communicating with the owner’s legitimate agent.

Go to the Land Office

Many times, you may want to trust the agent, the family head, or the community chief because they have produced land documents. But where you have doubts, do these

Get a surveyor to generate the coordinates of the land you want to buy.
Take the coordinates to the Land Office of the state you are buying in.
At the Land Office, you will be told who owns the land. You will also get to know whether or not the land is owned by the government or not.

This way, you will avoid buying land that is already reserved for government use.

Ask the people around the property

You can meet the landowner and go to the land office and still have issues. But if you ask the people around, you have a better chance of knowing the real story about the property.

So, don't just limit your investigation to meeting the landowner and land office... talk to the people around the property

2. Overlooking Proper Documentation

You can get good documents, yes, but you have the sole responsibility to verify them.

If a property already has a Certificate of Occupancy (C of O), confirm if it is valid. The best way to do this is to reach out to the Governor’s Office.

If you are using an agent, follow up on every transaction that they make on your behalf.

Ensure that the Deed of Assignment is signed by the right parties. Also, look for an independent lawyer to verify the parties to the Deed.

3. Falling for Unrealistic Deals

This is the number one mistake that over 80% of Nigerian real estate buyers make.

When you see that a real estate deal is too good to be true, don’t jump at it!

Nobody will sell a plot of land in Ikorodu for 3 million.

Nobody will sell a house in Epe for 20 million.

Stop believing these kinds of lies. They are crafted to just take your money!

If you see that the deal is too good to be true, drop it immediately. It is a scam waiting to explode!

How To Invest in Nigerian Real Estate

If you want to buy a full plot of land but you cannot afford all of it, you can request to use an installment payment plan. This will allow you to spread your payment over multiple months without paying the lump sum at once.

The advantage of doing this is that you reduce your financial burden. Most companies will only request you to pay an initial 30% down payment, after which you can spread the remaining 70% over 3 - 12 months.

Another thing you can do is to buy off-plan properties, that is, properties that are still in their pre-launch phase. This is because pre-launch prices are usually more affordable than when it launches on the market officially.

You can also try co-investment plans. This means buying land with a friend, your family member, or a colleague.

Co-investment plans are great, not because they help you save money, but because they keep you on your toes.

When you have people with you, it gives that extra motivation to also catch up with your end of the bargain.

Learn more here: The Complete Guide to Real Estate Investing for Beginners in Nigeria

It is Okay to Be Still Scared. But Take the First Step Anyway

See, it is natural to be scared, especially after everything you have heard has happened to your friends and family who have bought real estate in Nigeria.

But you can make the difference.,

Simply do your due diligence. Find a reliable real estate company who have results to show for their work. Speak with them about your desired choice for investment.

Then, start with a secure plot!

You can reach out to us on Instagram and get our 5% OFF Deal for all first-time buyers.

We have helped many professionals, students, and artisans to become landowners.

All you need to do is pick an instalment payment plan that works for you!

You can choose to do 3 or 6, or 12 months. It is your call!

Send us a message to start today!

by Tayo Aladetoyinbo

How to invest in real estate in Nigeria - everything you need to know

How to Invest in Real Estate in Nigeria Step-by-Step

Do you want to know how to invest in real estate in Nigeria? Then, read this.

This article contains everything you need from start to finish.

The biggest fear beginners have when investing in real estate is losing their hard-earned money.

And this fear is true!

I have met many people who come to meet me, saying that they have lost all their life savings in a real estate deal. Many times, they have seen deals that are too good to be true, and they jump at them.

But that is not how real estate investment works in Nigeria.

If you truly want peace of mind when investing in real estate, you must take safe steps that will help you not to fall into common traps.

In this article, I will answer the questions

How does real estate investment work in Nigeria?
What red flags should I avoid in real estate investing?
What are the best places to invest in real estate as a beginner in Nigeria?

NOTE: Everything here is a product of years of investment, and also showing people how to invest. If you use it, it will work. If you don’t, I can’t say.

Come with me

Understanding How Real Estate Investment Works in Nigeria

Real estate investing in Nigeria is simple and direct. But to a beginner, it may look complex.

I will show you the basics.

There are two major ways you can make money in the Nigerian real estate sector: appreciation and rental income.

Appreciation

With appreciation, you simply buy land or property when the price is still low. Then you wait till the price of the property appreciates.

This increase in property value comes as a result of different factors such as urban development, accessibility, location, and government projects.

In this article, I highlighted 5 things you must check to know how fast a property can appreciate.

Some of them include:

- Location of the land or property

- Government Projects

- Road Accessibility

- General development

- Increase in population

Rental income

Rental income is another way to make money in real estate in Nigeria.

Here, you simply lease your land or building to someone who will occupy it for a specified time for a consistent monthly or yearly income.

You can lease your land for farming, and get paid in both cash and kind (in the form of farm produce)

When you lease a building, you can get any form of payment, including

One-time rent for shortlets (Airbnbs) and Hotels
Yearly rent for living apartments

If you can combine both rental income with appreciation, you have a guarantee of both long-term and short-term RoI.

However, because property development is very costly, I always advise beginners to start with land banking. This is simply buying land in underdeveloped but promising areas and holding it until prices rise.

The good thing about buying land in Nigeria is that you don’t need millions upfront.

Many real estate companies in Nigeria offer monthly instalment plans that allow you to pay over time. But if you buy land using this system, ensure that you check the company’s history of offering such services.

Also, be sure to verify their land documents to know if they are legitimate.

Where to Start: The Beginner’s Path to Property Investment

Location is not the only thing you should think about when buying a property. As a beginner, there are other factors that you must consider to have a successful real estate investment.

If you can tick all of these boxes, you have a guarantee of strong profit in the long term:

Location and Accessibility

The location of your property directly affects the value and the appeal of your property.

Go for areas that are closer to essential amenities such as schools, hospitals, markets, and public transport systems.

These properties tend to appreciate faster because there is a greater population there.

Funding

Am I financially ready to buy real estate?

One of the first questions you must ask yourself is if you are financially ready to start investing in real estate.

If you want to start buying with your own money, are your earnings and savings enough yet?

If you want to take loans from banks, are you creditworthy enough?

Create a realistic budget that covers the purchase price, as well as other additional costs like legal fees, survey plans, and agency commissions.

Market Factors

The real estate market in Nigeria changes fast because of fluctuating market prices due to supply, demand, and economic conditions.

To get an idea about this, research the recent value of property in your target location.

Also, check to see the demand for properties in that area.

Where you see that the cost of land or property in that area has been climbing steadily and there is rising demand, it is a good indicator of a place that is worth your capital input.

Government Policies and Regulations

You should get to know government policies that directly affect real estate in Nigeria, such as land use laws, taxation policies, and housing schemes.

The Land Use Act, for instance, regulates property ownership. This helps you to confirm the legitimacy of the property title.

Also, take advantage of any government incentives, such as affordable housing programs. It helps you to cut down costs and maximize returns.

Purpose of Investment

It is vital to understand why you want to buy the property.

Are you purchasing it to live in?

Are you getting the land to lease out to a farmer while it gathers interest?

Do you want to hold your investment for long-term capital gains?

Legal Documentation and Verification

Nigeria’s real estate market can be very fraudulent when it comes to transactions and land title.

When you want to buy real estate, ensure that the property meets the following criteria:

Has property documentation such as Deed of Assignment and Certificate of Occupancy (C of O)
There is vivid possession. If you are buying from a family, make sure you are transacting with the leader of the family and that they have the backing of the principal members of the family.

Don’t close any deal all by yourself.

Always engage the services of a qualified real estate lawyer to conduct due diligence, verify ownership claims, and confirm the property is free from encumbrances or litigation.

Avoiding Common Mistakes: Protect Your Investment

Many people lose money because they rush to buy land without verifying the title.

But you should not make mistakes like these because of the fear of missing out. Instead, take time to research about the investment types very well before you start investing.

Here are 6 mistakes that people make when they invest in real estate in Nigeria:

1. Skipping Due Diligence

This is the biggest mistake most investors make when they start, and because of this, they keep losing a lot.

Your first duty is to verify the authenticity of property documents and the ownership status. This can help you avoid fraud and many other legal implications.

Always hire a lawyer and other experienced professionals who can help you verify land documents.

2. Ignoring Market Research

Market research, such as market trends, property appreciation rates, and demand, can result in poor investment decisions.

Ensure you check for areas with high demand and that also have good infrastructural development and economic growth before investing.

3. Keeping Non-Paying Tenants

The fastest way to destroy your investment is getting emotional and allowing non-paying tenants to stay too long in your property.

It often starts with a minor delay, with excuses like unpaid school fees or salary delays.

Just imagine if you were a bank, you'd reclaim your property without hesitation. Apply the same principle to protect your investment. Cash flow is key to survival as an investor.

Make sure you do the following to keep your rent intact and your tenants in check:

Set and enforce eviction rules
Act legally and quickly
Avoid emotional attachment to property

Know your target market and face them only

4. Underestimating Total Costs

Many first-time investors only focus on the purchase price. You should also prepare for other costs like legal fees, taxes, agency commissions, and maintenance expenses.

Budgeting for these costs makes you financially prepared and gives you peace.

5. Giving Your Property Without Payment

Sometimes, as an investor who is into land banking, you may permit someone, especially an artisan (e.g., mechanics, block makers), to stay on idle properties for security. This is a big mistake in real estate.

If the landowner passes away, the occupant may falsely claim ownership, rent out portions, or deceive potential buyers.

And because the occupant has stayed long enough on the land, the community will perceive that they own the land, making legal battles challenging.

The best solution to this is to:

Charge rent (however small)
Draft a written agreement
Keep payment records

6. Not Defining Investment Goals

Don’t do real estate investing because you heard that “there is money there.”

Instead, invest with a clear goal in mind. Do you want rental income, resale, or long-term appreciation?

Skipping your goals can result in poor decision-making and reduced returns. Set clear investment objectives before purchasing any property.

Best Places to Invest in Real Estate in Nigeria

One of the best ways real estate makes money for investors is through RoI from promising locations.

If you are looking for the best places to invest in real estate in Nigeria, you should consider any of the locations below.

This is because they promise better RoI as a result of their infrastructural development, growth, potential for growth, and overall desirability by people moving from most parts of the country.

1. Lagos: The commercial hub and real estate hotspot

Lagos is practically the capital of commerce in Nigeria, and this makes it a convenient location for people to live in.

The city is vibrant with multiple sectors such as technology, finance, entertainment, and manufacturing.

This diversity creates a big demand for residential properties, especially for workers.

Locations such as Victoria Island, Lekki, and Ikoyi are known for their commercial demand due to the need for luxury apartments, retail outlets, and office spaces.

One of the encouraging facts about real estate investment in Lagos is its rapid infrastructure development. Some of these include

The Lagos Rail Mass Transit
The Lekki Free Trade Zone
The Fourth Mainland Bridge

All of these are designed to ease transportation and encourage accessibility.

2. Abuja: The Capital City and Emerging Real Estate Market

Abuja has the perfect blend of political strength and real estate capacity. It is mostly made up of government workers and expatriates, creating an increased demand for housing.

Unlike Lagos, Abuja contains a lot of luxury real estate in places like Maitama and Asokoro.

On the other hand, there are other affordable housing options in neighborhoods like Kubwa and Gwarinpa, which cater to middle-income families.

3. Port Harcourt: The oil-rich city with investment potential

Port Harcourt is another one of the best places to invest in real estate in Nigeria.

Because it is the oil capital of Nigeria, Port Harcourt provides several investment opportunities for expatriates and professionals.

So, if you are looking to find a real estate market within Nigeria, you should invest in Port Harcourt.

Here, you will find standard government workers who can afford middle-income properties.

You will also find top civil servants and oil industry personnel who can afford luxury apartments.

Check out these areas in Port Harcourt before you start investing in its real estate.

Areas around and in Old GRA and New GRA: Popular for high-end apartments and expensive land
Diobu and Eagle: More affordable for investors and residents alike
Key areas with major government projects such as Echie (PH Ring Road) and Eleme (the PH Mega City).

4. Ibadan: The Buy-Low, Sell-High Investment Market

The Ibadan real estate market is unique because you can easily buy low and sell high.

If you want to invest in real estate in this city, you can get huge investment potential for an affordable investment deposit.

Unlike Lagos and other prime cities within Nigeria, Ibadan generally offers a lower property price. And this makes it a top attraction for first-time investors.

Ibadan is also a great place to invest in because many Lagosians are looking to relocate to more affordable areas. It also has an excellent public transport system and a fast-expanding road network.

5. Uyo: The Land of Real Estate Promise

Uyo has a population of 1.4 million people, and houses multiple housing projects such as the Shelter Afrique and the Ewet Housing Estate.

What makes Uyo unique is the presence of two industrial estates that create a steady supply of tenants as a result of work immigration.

Also, the construction of major roads and the Uyo International Airport has opened the state up to multiple economic possibilities.

Like Lagos and Abuja, Uyo is split into two real estate investment locations. The high-end areas include the areas around Ring Road linking to Nung Ete, locations around the Ewet Housing Estate, and the Osong Ama Estate.

6. Asaba: Capital City of Real Estate in Delta

Asaba has evolved into one of the fastest-growing real estate investment locations in Nigeria.

Its position as the state capital and its proximity to Onitsha, an ultra-commercial hub, has led to increased demand for residential and commercial housing.

Compared to other states in Nigeria, Asaba affords one of the most affordable land and property investment opportunities.

If you are considering investment in Asaba, you should go for places such as

Okpanam, which is popular for link roads, the presence of the State Assembly, and the Asaba Shoprite Mall
GRA was built to cater to high-end earners.
Ubulu-Okiti is a transit town that connects Asaba and Benin. Its huge land availability makes it one of the best places for land banking in Nigeria.
Ogwashi-Uku: Home to the Delta State University College of Education (DELSUCOE), this location promises huge rental property returns. And this extends beyond students. It is sought after by many residents for its relative serenity.

If you want to know more about where to invest in real estate, check out this detailed guide

The Power of Instalments in Nigerian Real Estate Investment

America and the UK have their mortgage systems that allow homeowners to acquire property over many years. This barely operates in Nigeria, but what works instead is the instalment payment.

Many Nigerian real estate companies allow you to lower your risk per time by paying for your land or property in instalments. And this is great because it allows many people to become homeowners and landowners despite not earning too much per time.

This system is great for youngsters also who may have a hard time saving their income to become a lump sum.

I started this same system 3 years ago when I started allowing youngsters and career professionals to pay in bits for land.

In those years, I have seen students on allowance and professionals on their first-year salary being able to become landowners.

Conclusion: Invest Smart, Not Just Fast

One of the best ways to invest in real estate in Nigeria is to start with a goal in mind.

Real estate investment in Nigeria is one of the best ways to grow your wealth—but only when you do it with the right mindset and goal..

You may choose to buy your first plot in Ibadan

You may decide to explore the booming demand in Port Harcourt

And you may have decided to go to the luxury market in Abuja…

One thing is clear: strategy beats speed.

You now have a full map on how to invest in real estate in Nigeria, including

What to avoid
What to look for,
Where to invest, and
How to protect your money.

The question is, will you use it?

Take your time, verify every deal, and work with professionals. Don’t compare yourself to others and then let the fear of missing out rush you into losing out.

Remember, you don’t need to have millions before you start. You only need the right information and the discipline to use it. And now, you have both.

The next real estate success story could be yours. Why not?

by Tayo Aladetoyinbo

6 Tips for Real Estate Investment in Nigeria

These 6 tips for real estate investment in Nigeria will make you go from an amateur to a professional real estate investor if you follow everything step-by-step.

In 2022, just 18 months after the lockdown, I held a conference for would-be and existing real estate investors and students of a university in Nigeria.

Their questions that day showed me that there was a big real estate investing problem in Nigeria.

Many people don't know a lot about the basics of real estate investing.

Many people are scared of investing because they don’t want to lose their money.

They had seen their parents spend their lifetime savings on buying land, yet everything was taken from them.

They had lost money doing MMM, trading crypto and Forex, so they feel real estate will do the same to them.

Some were not even scared.

They just didn’t see a need to start yet because they were still “young”.

In this blog post, I will show you the same 6 things I taught them at that conference. Follow me closely and keep an open mind.

If you follow all the processes here, you can build a solid real estate portfolio without making any of the real estate investment mistakes that most people make.

It does not matter if you are just starting or if you have been in the game for a long time. These solutions have worked for hundred of professionals and students in Nigeria and in the diaspora.

These 6 tested steps will show you

How the top 3% invest in real estate with no money
3 mistakes that can cost you millions of naira
Smart ways to get long-term, steady income from real estate

What are the 6 Tips for Real Estate Investment in Nigeria?

1. Understand What Real Estate is All About

The #1 thing I tell every new real estate investor is that they should forget everything they once thought real estate investing is…

Many times, people feel that real estate investing is just buying and selling land or property.

That’s not true.

Successful real estate investment in Nigeria involves even more!

You will need to

Plan Carefully to discover the correct property to invest in at any given time. You need to know where exactly to put your money. This way, you have a guarantee that your money will always return to you whether or not you bother about it!
Time Your Investment Perfectly: you can have all the money in the world to invest, but it will go up in flames if you don’t know where and when not to invest.
For instance, one of the best times to buy real estate is when there is little or no demand for the land, but it is already being scouted by people looking to settle there.
Strategize: creating goals should be the first thing on your mind when you are investing in real estate in Nigeria. Before you start buying land or houses, first know what you want to get from your investment.

Ask questions like

Do I want to buy land to sell later or to develop for rentals
If I want to get rental income, will I prefer short-lets or long-term rentals?
Am I ready for the added costs of buying land or property, such as documentation, maintenance, and security?

So, can you now see what real estate is all about? It is more than “buy land, sell land”. If you want to gain in the long run, you have to be intentional, smart, and strategic about every move that you make!

2. Start Small – Even with No Money

Another tip for real estate investment in Nigeria is that you can start with little or no capital. Let me show you how…

It is called the Other People’s Money (OPM) strategy. If you do not have any money at all, you have friends, family, and even strangers on your contact list who might have enough capital to start.

And this is where you cash in.

Simply find a genuine real estate company that is selling land or property, then send them a message telling them that you want to sell land for a commission.

The amazing thing about this system is that all you need to know is how to sell. Simple and short.

Take up your phone
Sell on WhatsApp through your status, then on Instagram and TikTok via your stories and feeds.
When they buy through you, you get a commission (mostly between 10% - 15% of the property price)

Then use your commission to make installment payment for a property or land.

This way, you can spread your payment over 6 - 12 months. And pay in bits

These two strategies have been used by all of my real estate students multiple times.

They have not only bought their land but have also made money without breaking a sweat!

3. Avoid These 3 Common Real Estate Investing Mistakes

Earlier in this post, I showed you how so many of my students were scared of investing in real estate, mainly because they did not want to get duped.

The real truth is that nobody can dupe you without your own permission.

People mostly get duped because they don’t turn a blind eye to a deal that looks too good to be true.

When someone comes to you to sell Epe land for 600k, you should know that such land is fake and that the deal cannot be trusted!

These are 3 common real estate mistakes that you want to avoid on your land:

Not Doing Due Diligence

If you want to buy a 5000 naira charger for your phone or laptop, you will check to see if it is working or not.

But I always wonder why Nigerians will not check the authenticity of the land or property they want to pay millions for!

We are mostly impatient, and these real estate scammers will capitalize on this to dupe you!

Your first duty as an investor is to check if the property and its documents are authentic.

It is very simple to do this.

As I mentioned earlier, visit the Land Office of the state you are buying the land in to confirm the status of the land or property.

Don’t rely on the promises or assurances of any real estate agent or a member of a family.

They may show you a receipt and other documents, but you still have the personal responsibility to check things out for yourself!

Going to the Land Office helps you to know whether the land or property is allocated for government or there is an existing title on it.

If any of these is the case, you should run because you can never win against the government in court.

And you also cannot beat someone who has a title to the land or property before you did.

If you're buying from a family, ensure that you are buying from all the decision-making members in the family, not just a random family member.

You can lose all the rights to a property if you bought it from a member of a family who has no right to sell such land.

So, if you're getting a deed of assignment or any other land document from a family, make sure it is witnessed by the signatures of other principal members of the family.

Fear of Missing Out

Another big mistake that real estate investors make is the fear of missing out.

Some offers are too good to be true, yet people fall for it because they don't want to miss it.

Later, they say things like "and something told me."

Many people just go ahead to invest in real estate because of peer pressure.

See, no one is chasing you to invest. There will always be land to buy. Go and make money and make a plan first!

If you cannot afford to pay for land or property, don't start with the installment.

This is because you might not be able to sustain payment, unlike your friends who may be earning more.

But if you badly want to buy land or property, you can go for a smaller-sized land or property instead of going for something costlier.

Don't base your long-term decisions on short-term emotions in real estate.

Having No Exit Strategy

There are so many real estate buyers who just have land and property everywhere in the country with no intentions whatsoever for them.

And this is one of the biggest real estate investing mistakes you can make.

Don’t enter into real estate investment without a plan to sell or repurpose your land. It looks simple to start: buy, wait, and sell.

However, if you look at it deeply, you will realize that you need to have goals and reasons for investing!

These goals remove greed from you when you see a deal that is too good to be true.

It also gives you direction, so you always know what you are doing every time!

4. Buy Low, Sell Smart: How to Identify High-ROI Properties

Another tip for real estate investment in Nigeria is knowing how to find properties that can bring high returns.

These 4 factors show you how to know that a land or property will yield long-term returns:

Location

If you buy land in some locations in Nigeria, you may be buying it for your grandchildren to sell because it will never appreciate in your time, no matter how hard you try.

This is because of the remoteness of the land to the major amenities required for the people to settle in that area.

As lose as Abuja is to Nasarawa, there are areas of Nasarawa that you cannot invest in because you may not get returns until 30 to 40 years from now.

This is why you need to consider the next option…

Growth Rate

You should also check to see the development going on in the local area…

Are people moving in to settle there?
Are there schools popping up to attend to the needs of the population?
Are there markets or shopping complexes in the area?
Is there a primary health center in the area?
Accessibility

Another factor that shows that an area can bring returns in the long term is that there are roads leading in and out of the place. This is why I said that you cannot invest in every place and expect returns.

If the place is accessible by cars and trucks, then it is a sign of development and a guarantee that more people will settle there eventually.

But these do not mean that the road will be perfectly tarred. Sometimes, it just has to be graded and motorable.

Over time, when the place opens up to more people and business, the government will be forced to develop it fully.

A recent example is Epe in Lagos. It started with grading when the first set of buyers came. Over time, the road linking Ikorodu-Epe and Omu is fully developed.

Now, with the Fourth Mainland Bridge being developed and the Ijebu-Omu road in plans, Epe is one of the most strategic areas in all of Lagos despite that it is backed by the sea.

Government Projects

Speaking of development, the presence of government projects like public schools, primary health centers, and roads are signs that there will be growth and development in the area.

As a result, you get returns on your property also!

5. Secure Your Investment

See, if all you buy as an investment is not more than 500k, secure it like it is worth a billion!

The secret to buying and keeping any land or property in Nigeria is to protect it first. The last thing you want to have in a real estate transaction is to get scammed.

Let me show you 3 ways you can secure your investment:

Verify Land & Property Titles

Make sure you verify all the documents the seller presents to you.

Here are the top 5 documents that you can get in a real estate transaction in Nigeria:

Deed of Assignment
Certificate of Occupancy
Gazette
Purchase Receipt
Governor’s Consent
Lawyer Up

Every time I’m on the field and I say, “Let me talk with my lawyer first”, everyone sits up.

And this is because the protection of the law is one of the most reliable shields in any real estate transaction.

But many people say that they cannot afford a lawyer. And that is not true.

You can find lawyers anywhere in Nigeria currently- in the courthouse, in the market, and even in a shopping complex!

However, I will always advise that you use lawyers who have good experience in working on real estate deals.

This helps you to create valid and verifiable transactions when buying, renting, or selling your land or property.

Omo Onile (indigenous land owners) v Real Estate Companies: Know The Difference

Another way to secure your investment in Nigeria is to know the difference between omo onile sellers and real estate companies.

Real estate companies are usually registered with the Corporate Affairs Commission (C.A.C) and usually have a good online presence.

They give clearly-written documentation that shows that there is a transaction between you and them.

On the other hand, the transaction between a buyer and an omo onile is mostly verbal and less of paperwork.

They usually sell family-owned land as well as land close to them that they do not own!

One of the best ways to identify an omo onile is that they sell at a ridiculously low price and they try to sell it as fast as possible with little or no documentation.

Make no mistake. Most omo onile transactions are fake.

They can sell the same parcel of land to 5 people who will then battle it out in court to determine who has superior content.

You don’t want to find yourself in that corner.

Instead, ensure that you buy with a reputable real estate company whose documentation is more reliable.

6. Sell at a Profit with These Marketing Strategies to Flip or Rent

So far, I have shown you how to buy real estate property or land in Nigeria without having any problems. So I will end with how you can sell or flip your property at a profit.

But the first thing you need to do is to be patient.

You may have spent lots of money on buying your land or property, but your money doesn't come immediately after.

What you need to do is to carefully predict when such property or land will have appreciated, using the factors I mentioned above. After you confirm this, you can then sell.

There are 3 tested ways you can sell your real estate in Nigeria.

Social media channels

Use channels such as WhatsApp Business, Instagram, Facebook Shop, and TikTok to push real estate content.

You may know that the popular Ola of Lagos is now selling real estate on his channels too!

That shows you the power of social media marketing in Nigerian real estate today!

Online marketplaces

Another way you can promote your real estate properties in Nigeria is through online marketplaces like Google Ads, your website listing, and other property listing websites.

Physical advertising

If your target audience are like market women who are mostly not online, then you can use flyers and radio ads that can reach them faster. Note, if you want to sell to a younger audience, physical ads will not work.

Conclusion

The Nigerian real estate market looks scary from the outside.

But it is quite simple.

You don’t need to be super-rich or experienced to start- you only need need the right mindset, smart strategies, and the courage to take action.

Note: The tips in this article work for everybody.

Whether you're a student, a young graduate, or a professional, real estate investment is not about luck — it’s about learning, planning, and executing wisely.

So here’s your final takeaway:

Think long-term
Avoid shortcuts.
Start where you are — even if that means selling for commission.
Always ask the right questions.
Never invest blindly.

If you apply the 6 tips for real estate investment in Nigeria in this guide, you won’t just avoid costly mistakes — you’ll also set yourself up for a future where your money works for you, even while you sleep.

Start now. The best time to start real estate investing was yesterday.

The second-best time? Today!

by Tayo Aladetoyinbo

5 Things You Must Know Before Buying a House in Lagos, Nigeria

Many Nigerians living in the diaspora have come to meet me for updates on what to know before buying a house in Lagos. My response is always the same: “What do you really want—an investment or a home?”

The reason for this is simple.

Many buyers just go on to spend their hard-earned foreign currencies on a property because they can afford to.

But buying a house in Lagos is not just about being able to buy. It is more about maintenance and property preservation. And also buying right!

This is why you must have clearly-set goals

Buying a House in Lagos: To Invest or to Live In?

Before you complete a purchase, you must first look at how long you will still be living abroad.

If you intend to stay for 20+ years, for instance, it'd be safer to build for investment than to live in.

That way, your house is occupied by tenants and maintained by an agent of your choosing.

But if you are near the end of your desired stay, you can build a home that will fit your needs and your style. This way, you know that you're not giving up your house for rent.

However, in both of these situations, there are problems that most Nigerians in the diaspora face when buying a house in Lagos.

And that's the technical area of buying and keeping a house.

In this article, I will show you 5 major things you must know before you buy a house in Lagos.

Note: These apply to you whether you are buying for investment or as a home:

Read: When to Buy Real Estate in Nigeria

5 Things You Must Know Before Buying a House in Lagos Nigeria

1. Location

The location of your house will determine its value as an investment and its convenience as a home.

If you are investing for profit, the truth about Lagos is that most properties will bring high returns…

But to measure the property that will bring the most returns, you must consider these factors:

Development in the area: Check for the rate of development in the area. If it is slow but steady, you can invest if you are not looking to make money fast.

But if you want RoI within a short time (say, 1 to 2 years, you can invest in areas with faster development)

Development in this sense includes the number of houses being built in the area as well as the number of schools, malls, and other facilities being built in the area.

Road Accessibility: When an area is more accessible via road networks, people are ready to pay more for it.

Good road networks mean that workers go to their workplaces faster.

It also means quicker access to necessities such as hospitals and schools

Proximity to commercial and industrial hubs: The average employee wants their home close to their offices. The average production plant desires to have its factory close to its raw materials. And the average company wants their offices to be reachable by the target audience.

This is why Ikorodu prospered as a real estate hub between 2007 and 2012.

The area exploded with growth between 2017 and 2024 when the Ikorodu-Epe highway was fully completed.

The other area with the same possibility for that kind of growth within the Ikorodu-Mile 12- Epe axis is the Omu-Ketu area.

2. Land Title and Documentation

One of the biggest mistakes homebuyers make is failing to verify land titles.

If you are buying from the diaspora, there are major documents that you must verify either through a trusted agent or through a lawyer.

Here are some of them:

Deed of Assignment

This is the most important document you must seek to get when buying a house in Lagos.

And it is because it is the only document that shows the transfer of title from the property owner to you as the buyer.

You can have a C of O but if you do not have a Deed of Assignment, you have no proof that you truly own the property…

Certificate of Occupancy (C of O)

This confirms that the Lagos State Government officially recognizes you as the owner of the land.

A C of O is usually issued because the governor of the state usually holds all land in trust for the citizens of the state.

So, whenever a land or a house is bought, it confers the state ownership to the individual who now owns the property.

If the property you bought already has a C of O, you do not need to get a new one. You only need to get the Governor’s Consent on your Deed of Assignment.

The deed already shows the owner of the property and the details of the transfer of the title in the property to you, so you don't need to fulfil any other conditions.

Note: The C of O lasts for only 99 years. So, after 99 years, you or your next of kin have to renew it.

Survey Plan

The Survey Plan contains the property’s coordinates (locations), its size, and boundaries.

It ensures that your property aligns with government-approved layouts.

The survey is usually carried out by a hired surveyor. So, if you are not in the country, you tell your lawyer or real estate agent to hire one for you.

After your surveyor makes the necessary measurements, you can go on to submit it to the office of the Surveyor General of Lagos State.

Governor’s Consent – For secondary buyers.

Many people think that the Governor’s Consent automatically comes with a C of O.

But that is not how it works.

The Governor’s Consent is what the seller obtains from the Government when he wants to sell the property to you.

So, a resale cannot be complete without the Governor’s Consent which is the state’s acknowledgement of the transaction.

Property Purchase Receipt

This is a proof of payment that you get from the owner or seller of the property.

It clearly shows that they have received the payment for the property while showing the amount that you paid for the property.

If you are buying a co-owned property, be sure to get the signatures of the owners of the property.

Where you get approval from only one owner, such a sale will not be valid in the eye of the law.

So, if you want to protect yourself from losing your property, ensure that you get the approval of ALL the owners of the house.

Building Approvals

Even though this is not part of land title and documentation, it's one of the very first thing to check.

One of the biggest reasons for houses demolition in Lagos is lack of necessary building approvals and permits.

Some houses don't comply with the requirements of The Lagos State Physical Planning Permit Authority (LASPPPA).

So, before you buy a house in Lagos, you must check if it doesn't violate any building regulations.

3. Hidden Costs Beyond the Purchase Price

The true cost of any house listed for sale goes beyond the quoted price. There are some certain hidden (but legal) charges that you may not see.

Some of the additional expenses you must prepare for include:

Legal and agency fees

This is the fee you pay to your lawyer and the agent overseeing the transaction for you in Lagos. It is usually between 5 to 10% of the property cost.

Survey and deed of assignment fees

These fees are necessary if you want to get your house documents. Under the Land Use Act, for instance, you can lose your property if you unnecessarily delay the payment for your property after it has been issued by the Governor.

Estate levies and service charges

If the house you are buying is in a gated community, expect to pay certain levies that show your commitment to the development of such a community.

These levies are used to cover certain uses like security and simple repairs.

These seemingly tiny costs can significantly affect your budget. So, ensure you research and consider them before you make a purchase.

Read also: Real Estate Investing for Beginners in Nigeria: the Complete Guide

4. Work With Reputable Real Estate Agents & Developers

Lagos has one of Africa’s biggest real estate markets. Sadly, however, it does not have the most reliable structure for its property distribution.

This is why you need to only work with agents and developers that you trust and can rely on.

Many people buy houses through agents and developers they find online.

These agents will snap fake houses and scan fake documents for them.

When they return to the country, expecting to see their house, they only see a different house occupied by a totally different person.

To avoid scams like this, do these instead:

Verify the track record of the real estate company.
Request references and visit previous projects that the company has handled.
Avoid deals that sound too good to be true.

Engaging a reputable real estate firm or developer ensures transparency and security.

5. Understand the Financing and Payment Structure

There are different ways you can buy a house in Lagos. These payment plans include:

Outright payment and
Flexible instalment plans or off-plan (with 20 - 30% down payment).

Other means of payment include:

Developer payment plans that allow you to spread your payment over months or years.
Cooperative societies – Group financing for members of a cooperative.
Government housing schemes – Affordable options for eligible buyers. This option is not as popular because there are limited housing schemes available.

Unlike the USA and Europe which provide mortgage plans, Nigeria barely runs a stable mortgage system. The few companies that offer this plan only do so at a steep interest rate.

You should consider all options and choose the best financing plan according to your budget.

Final Thoughts on Buying a House In Lagos as a Nigerian in Diaspora

Buying a house in Lagos from abroad or within Nigeria can be risky as much as it is profitable.

But you can secure a very profitable and convenient house if you can work on basic things such as

Land documentation
Choosing the right location
Budgeting for hidden costs
Working with credible agents, and
Selecting the best financing plan

Send us a mail today at info@possilaproperties.com if you would want to acquire your own house without worrying about future legal issues!

by Tayo Aladetoyinbo

Omu Ketu vs Epe: this image is about understanding the differences between the 2 locations

Omu Ketu vs Epe: What You Need to Know About The 2 Locations

Omu Ketu vs Epe: which is better for real estate investors now?

In my other article, I wrote about 5 reasons Omu Ketu is the next big real estate hotspot but this article is to show you why Omu Ketu is the affordable, safer, and better alternative to Epe.

For the second time in about 7 years, Lagos real estate is now expanding to another location, this time, a neighbouring state.

The first time was with Epe during Ambode’s era when the Epe Road was opened for construction. This led the location to become the city it currently is today.

Once again, we are seeing it play out with Omu Ketu.

Omu Ketu is a border town between Lagos and Ogun.

The last time there was a discovery like this was with Ikorodu some 25 years ago.

But there is a problem I have observed- and that you may have seen too… Many realtors and agents are advertising their Omu Ketu land to be in Epe!

But that is not true…

In this article, I will be showing you

The Difference in the location between Epe and Omu Ketu
Why you should buy in either of the locations
Which of the locations is best for you to invest in

3 Important Things You Must Know About Omu Ketu and Epe

1. Omu Ketu vs Epe: Location Differences

There are key differences between Omu Ketu and Epe. And they are easy to spot…

Epe is a coastal town in Lagos, located between Ketu and Odo-Mola. It is very popular because of its proximity to the Lekki Lagoon.

This made it one of the few locations to become premium very early in its launch…

As I mentioned above, Epe is located centrally on the Ikorodu-Epe highway linking towns like Ketu, Orisha, and Odo Ragun.

Unlike Epe, Omu Ketu is not riverine nor close to the Lagoon. It is purely land-based. But more importantly, Omu Ketu is NOT IN LAGOS. And this is what many people do not know.

Omu Ketu is not a location in Lagos. Instead, It is a border town between Ogun and Lagos State, just like Sagamu and Otta on the Southern side of Ogun and Agbara on the Western area.

The only thing that connects Omu Ketu to Epe is that it connects directly to the Ikorodu-Epe highway through the Ejirin-Ijebu Ode Rd.

This perfect meeting point makes it super-accessible to Epe (just a 35-minute drive without the usual Lagos traffic)

So, when next you see an ad that is telling you to come buy land in Omu-Epe, simply ask them if the land is in Epe (Lagos) or is in Omu (Ogun)

Here's a safe, no issues, better ROI, and an affordable land in Omu Ketu right now.

2. Omu Ketu vs Epe: Land Prices & Investment Potential

If you decide to buy land in Omu Ketu or Epe, you should know that you will be getting different price tags as well. By default, you will also get different RoI.

The land in Epe is costlier than the one in Omu Ketu. There are several reasons for this. And it is mostly because of projects such as the

Ikorodu-Epe highway
Lagos Film City
Dangote Refinery in the nearby Ibeju Lekki
Lekki Deep Sea Port and Free Trade Zone

On the other hand, Omu Ketu is not as developed as the Epe district. But you can see evident signs of growth such as

The presence of educational institutions such as the School of Science Complex, SACOETEC, Grace Polytechnic
Proximity to industrial areas such as the Odogunyan Industrial Estate
Lagos State food and logistics hub

When you consider these factors, you will understand why land in Epe is significantly more expensive than the one in Omu Ketu.

But you also need to consider long-term factors such as population growth rate and accessibility.

With this, a place like Omu Ketu will eventually become a central commercial, residential and industrial hub because it is connected to multiple locations.

So, just know this: Land in Omu Ketu is far less costly when you compare it to land in Epe.

3. Omu Ketu vs Epe: Lifestyle & Community

So far, we have only discussed things that investors will want to hear.

So, I’m adding this factor mainly for those who want to settle and build a family in any of these locations.

If you want to stay in Epe, you need to be ready to adapt to current living conditions, such as

Heavy traffic when commuting from Epe to any location outside through the only two main outlets, that is, the Lekki-Epe highway and the Ikorodu-Epe highway
More noise as a result of a higher number of clubs, hotels, and bars.
Possible more pollution due to more cars and more homes

On the other hand, if you choose Omu Ketu, you might need to consider factors such as:

Longer time of commute because of the undeveloped area of Ejirin-Ijebu Ode Rd. But it gets better as soon as you hit the Ikorodu-Epe Road
Lesser interactions with the public: If you love a loud and social lifestyle, you may find it quiet here.
Peace and serenity: This is one of the main goals of most families today- to raise their home in peace and quietness.

Conclusion: Omu Ketu vs. Epe – Which Location Is Right for You?

Choosing between Epe and Omu Ketu depends entirely on your real estate goals.

You can either choose between immediate development and high returns or long-term affordability and growth potential.

If you’re an investor looking for faster ROI, Epe is the ideal choice.

It already has established infrastructure, major government-backed projects, and rising demand, and land prices are appreciating faster than ever.

For business owners and commercial investors, Epe offers

A larger customer base
Better visibility, and
More developed logistics,

This makes it a great location for retail spaces, hotels, and hospitality businesses.

However, if you’re a long-term investor seeking affordable land with future potential, Omu Ketu is a smart pick.

It is strategically located near industrial and commercial hubs.

Plus, its connectivity to key highways makes it perfect for positioning it for gradual but steady growth.

Buying land in Omu Ketu now means securing prime property at a lower cost before prices skyrocket.

For homebuyers and families, Omu Ketu is the better choice if you prioritize peace, serenity, and a quieter lifestyle.

Unlike Epe, which is more commercial and urbanized, Omu Ketu provides a less crowded environment, making it perfect for residential living.

Final Recommendation

Choose Epe if you want quick appreciation, commercial opportunities, and better-developed infrastructure.
Choose Omu Ketu if you want an affordable entry point into Lagos’ expanding real estate market with long-term investment potential.

Regardless of your choice, always conduct proper land verification and consult real estate experts to avoid land disputes and ensure a secure purchase.

Send us a message to start today at info@possilaproperties.com

by Tayo Aladetoyinbo

Before You Buy Land in Omu Ketu: 4 Things You Must Know

You may never find any educational content on land in Omu Ketu apart from websites listing properties in that corridor.

And why so?

It is simple! Everybody wants to sell. Nobody wants to show.

In a recent article, I mentioned how Omu-Ketu has become the most in-demand real estate hotspot in Lagos.

But before I wrote that article, I looked at the people who were buying land in Lagos, and I realized that a lot of them were not buying it with adequate knowledge.

It is this knowledge that many real estate marketers are holding back from the public.

Look, it may not be a popular thing to do, but I will show you what you should know before you buy land in Omu-Ketu.

1. Omu-Ketu is not Ketu-Epe and it is not Epe

If you type “buy land in Omu-Ketu”, you will see lots of websites listing properties in Epe or Ketu.

It’s a marketing deception that you should not fall into.

The truth is that there's Omu, there's Ketu. Omu in Ogun State and Ketu in Lagos State.

Omu-Ketu is the boundary town between Lagos State and Ogun State. It's immediately after Epe.

The Ketu area is already very developed compared to the Omu area, which makes it more costly.

Epe is also equally developed, being one of the biggest real estate hotspots in Nigeria in the last 7 years.

But the area has come under lots of backlash because the government is now reclaiming most of the land for development.

So, you cannot buy land in Epe without direct approval from the NTDA- the New Town Development Authority.

But the Omu area is mostly still raw land, fast developing, and that’s what agents and real estate companies are selling.

If you insist on buying the Ketu side in Lagos, you will pay more. And you might be paying more for lands with government issues without knowing.

But if you are patient enough to sell later when there is development, you can buy for a lesser price in Omu.

So, that’s the main difference…

Don’t be deceived, and don’t get scammed into thinking that you are buying land in Ketu itself or the backyard of Epe. No, that’s not true

2. You Need a Goal Before You Buy

In all my years as a real estate marketer, there is something I tell my buyers…and they are always grateful for it

And that is to ALWAYS HAVE A GOAL IN MIND when buying land… that is, their reasons for investing.

Before you make a payment, you have to ask yourself these questions…

Am I buying just because my friends are buying?

Am I buying because I have loose cash I don’t want to put in the bank?

Am I buying because a beautiful real estate agent on Instagram said so?

The truth is- you may still make money if you follow any of these steps.

But in the long run, you may not be able to build a system that helps you to convert your real estate into cash eventually.

So, what do you do instead?

Sit down and make a plan.

For instance, if you have 3 million set aside to invest in real estate, you can say you want to buy a plot of 1.5 million (an hypothetical price)

You can then choose any of the following options for your land:

Buy and hold long-term, then resell at an appreciated price
Build a rental apartment on the land and make money through rent
Build an event center, hire managers, and make money through short-term uses
Start a full-fledged shopping complex that has everything people want in that area

These are just 4 of the many options you can choose from…

You can also explore recreational real estate such as clubs, restaurants, and hotels.

But my point is, you must have a goal.

Your goal will determine how much you will spend. And how long you will wait before you start seeing returns on your investment.

Here's the most affordable and genuine land we have for you in Omu Ketu

3. You Have To Get Your Documents Right!

The number one reason people lose their land in Nigeria today is solely because they do not have verifiable land documents.

Many times, it is not enough to have documents; you must have good documents.

It is even more risky if you are buying in places like Lagos, where there is a high demand for land. Sellers, especially family landowners, tend to sell to multiple buyers and issue fake documents to all of them at the same time.

This is the real omo onile problem.

To avoid this kind of problem, you must

Only buy from trusted real estate companies
Verify documents for authenticity
Pay land charges where it is required

These are 5 land documents that you must have to effectively protect your ownership and title in a place like Omu-Ketu:

Deed of Assignment

This is the number one document you must go for.

Many people think that the C of O is the most important document, but it is not.

The Deed of Assignment is the only document that shows that the owner of the land you bought willingly transferred their ownership and title to you.

It is not only evidence of payment but also proof of sale.

Certificate of Occupancy (C of O)

This is the most popular document because the government is usually involved in its issuance.

It is issued by the state government to legally confirm that the state no longer owns the land.

This is because all land in a state is held temporarily by the governor of that state until there is a buyer.

As a result, ownership is transferred to the new buyer by the state governor for a specific period of 99 years.

Survey Plan

A survey plan outlines the following features of your land:

- Property's coordinates (locations)

- Size, and

- Boundaries

This ensures that it aligns with government-approved layouts.

After measuring your land, you are to submit it to the Surveyor-General in the state where the land or the property is located.

Governor's Consent

Most land buyers think that the C of O automatically comes with the Governor’s Consent. No, it doesn't.

If you want to resell land that has a C of O, you need the Governor’s Consent.
It shows the state’s acknowledgement of the transfer of ownership.

Land Purchase Receipt

This is proof of payment you get from the seller that shows that they have received your payment for the land.

Note: If you are buying from a family or community, ensure that the transaction is approved by all the decision-makers in the family or community.

This gives you legal backup in case there is a dispute over the land in future.

4. Be Patient

Just like with every other investment, you also need to be patient if you are buying land in Omu-Ketu.

There is no such thing as make-money-fast with real estate anywhere in the world.

Like I mentioned above, you need to have a plan.

When you have a plan, it will be easier for you to follow through with the timeline that you have set for it.

I always tell my buyers never to sell their land one year after buying it…

It is only in rare cases that your land will appreciate so much and you will get huge profits after a year.

Instead, I would advise you to wait long enough to observe the market and watch your land price increase before you sell.

Now That You Know…

It is up to you to decide whether you want to buy in Omu or you want to buy in Ketu.

You also now need to create a plan that will help you make profits in the long run.

Again, if you are looking for quick money, run away from real estate.

But if you want money that you will always see in the future, invest in Omu-Ketu today.

This is my recommended land in Omu-Ketu currently. And it's selling at a great price.

For further enquiries, shoot me an email at info@possilaproperties.com

by Tayo Aladetoyinbo

5 Reasons Omu Ketu Is the Next Big Real Estate Hotspot

Omu Ketu is currently looking like the next real estate destination for developers and investors owing to its proximity to Epe in Lagos and availability of land.

The reason for this high demand for Omu Ketu land is not far-fetched; Epe is becoming more expensive for an average land buyer.

And some parts of Epe land are in crisis...

It's just a simple investing wisdom to migrate to the nearest location that has high growth potentials.

And Omu Ketu is that location.

To the average ear, it sounds like a remote location that no one would ever be interested in, but wait until you read the facts I will reveal to you.

In this article, I will show you:

Why Omu Ketu is a great place to invest your money in
The truth behind the Lagos real estate around Omu Ketu
3 red flags you should look out for when buying land in Omu Ketu

5 Reasons You Should Buy Land in Omu Ketu

I’d have loved to jump into showing you the big benefits that you can gain from buying land in Omu Ketu, but you need to know a secret.

Omu-Ketu is not in Lagos…

Yes, some unscrupulous marketers could have advertised or sold it to you as Lagos - no it's not in Lagos State.

They might not want to tell you that Omu Ketu is in Ogun State because they believe most buyers focus on buying land in Lagos. That is misleading!

The truth is educated investors can buy anywhere that has what I call "fast development indicators"... And Omu Ketu has these indicators.

So, here are the benefits of buying land in Omu-Ketu. Note that I’m talking mostly about buying in the Omu area.

1. Strategic Fast-Growing Location

Omu Ketu is a super prime location because it is a central point.

On one end, Omu-Ketu is an interchange that directly connects to the Ketu-Epe axis.

Because of its nature as a border town, it is under great demand and is currently being bought out by real estate developers and private individuals.

Omu Ketu links Ijebu Ode through to Ibadan in Oyo State

By the time the roads are properly connected, Omu Ketu will link easily to major parts of Lagos and Ogun, including Ikeja, Epe, Ketu, and Mile 12.

This makes it a super real estate destination for residential and commercial purposes.

2. Affordable Land Prices with High ROI Potential

Because there is no huge rush for Omu Ketu currently, even though the rush is already gaining momentum, the place is still very affordable compared to nearby neighbourhoods like Epe.

Omu Ketu offers low land prices that will allow you to make a small investment that will yield high returns.

See, you can have worries about when the land prices will increase.

But if you look at Ikorodu from 25 years ago or Epe from 5 years ago, Omu-Ketu is at that point now!

Instead of looking at the undeveloped state of the land, look out for the potential increase that it can have when the area finally opens up big time.

When the road becomes completely tarred.

When families start building homes to raise their kids

When schools are being built

When marketplaces are created

These are factors that will make the price of the land in the area skyrocket…

But again, don’t wait till these happen. Instead, buy before anyone else realizes!

Here's the most affordable and genuine land in Omu Ketu right now

3. Road Access to Inland Lagos and Ogun

It is not every day you see an Ikorodu-type of area spring up in the middle of nowhere.

And that is exactly what Omu-Ketu is! Besides being very affordable, the area is the next go-to location for business investors who are looking for smooth reach to Lagos and Ogun at the same time.

And because of this, you can expect mass migration into the area. Families who live in rented properties in places like Ikorodu down to Mile 12 will want to build their own homes. As a result, the population increased massively.

As I mentioned above, this means new schools.

New schools mean new teachers.

More families and new teachers mean improved roads for smooth commute

More population will result in an expanding commercial district.

This is one of the top reasons you must consider before you buy a land in any parts of Nigeria

4. Growing Demand Among Realtors

In my years as a real estate investor, I always advise my clients to LOOK OUT FOR AREAS THAT PEOPLE ARE RUSHING.

It is a simple formula that works every time!

Right now, the most in-demand spot in Lagos for big-time real estate investment is the Omu Ketu because of its strategic location and prospects.

If you are an investor or a buyer looking to sell eventually, this is a pointer to where you should buy next.

Unlike other investment types where you may be told to buy when others are selling, it doesn’t always work like that in real estate.

If you notice that other investors are hot-buying an undeveloped area, you should also buy…

But buy with the intention to HOLD.

5. Proximity to Emerging Commercial and Industrial Hubs

Despite Omu-Ketu's remoteness, it is quite accessible to industrial hubs like

The Odogunyan Industrial Estate, which is just 1 hour away
The Lagos Rice Mills, which is 35 minutes away, and
The Omu Market

The implication of these factors is that there is more employment around the area, resulting in more workers looking to settle.

This gives the average investors great hopes of a rental market that brings returns on investment in the long run!

Here's is our offer for you. You can pay for the land for 6 months

But before you buy land in Omu-Ketu, you must look out for legitimate land documents.

Land Document You Need When Buying Land in Omu-Ketu

Good documentation is one of the best ways to protect your land.

This doesn’t just show that you own the land; it also keeps you at peace in case of legal battles in future:

1. Certificate of Occupancy (C of O)

If you buy in Omu Ketu, the Ogun State Government will issue this to you.

The C of O confirms your legal ownership of the land.

As a result, ownership is transferred to the new buyer by the state governor for a specific period, typically 99 years.

2. Deed of Assignment

The Deed of Assignment is probably the most important document you could get.

This is because it is the only document that shows that the title in the land was actually transferred to you from the original owner.

3. Survey Plan

This outlines the property's coordinates (locations), size, and boundaries.

It ensures that your land is not inside a stretch of land that is for government projects.

IT also shows the Land Office that your land is in line with government-approved layouts.

The survey plan is usually submitted to the Surveyor General in the state where the land or the property is located.

4. Governor's Consent

Many people think that Consent automatically comes with a C of O.

But not every time.

You still need the Governor’s Consent to resell your property. It is the state’s acknowledgement of the transfer of ownership.

5. Deed of Lease

This is similar to a deed of assignment for leased properties. It clearly defines the terms and conditions of property use between the owner and tenant.

6. Building Plan Approval

This ensures that the property construction complies with local building regulations and zoning laws.

7. Land Purchase Receipt

A proof of payment you get from the seller that shows that they have received your payment for the land or property bought.

Note: If you are buying from a family or community, ensure that the signatory is unanimously agreed upon by all the decision-makers in the family or community. This creates a legal backup for you in case of a contest for the land in future.

If you need any guidance regarding how to buy land in Omu Ketu, reach out to me at info@possilaproperties.com

by Tayo Aladetoyinbo

Real Estate

14 Mistakes To Avoid as a Real Estate Investor in Nigeria

1–7: Mistakes New Investors Commonly Make

1. Rushing Into Deals Without Research

2. Trusting Unverified Agents or “Omo Oniles”

3. Failing to Verify Documents

Read Also: 7 Mistakes to Avoid When Buying Land in Ikorodu

4. Not Doing Physical Inspection

5. Not Knowing the Zoning Laws

6. No Exit Strategy

Read Also: How Real Estate Makes Money in Nigeria

7. Overlooking Hidden Costs

8–14: Mistakes Seasoned Investors Still Make

8. Expanding Too Fast

9. Emotional Buying

10. Not Diversifying

Read Also: 5 Things You Must Know Before Buying Land in Lagos

11. Overleveraging Loans

12. Poor Record Keeping

13. Forgetting Taxes

14. Avoiding Professional Advice

7 Rules for Avoiding Real Estate Investment Mistakes in Nigeria

Final Thoughts

What Is the Future of Real Estate in Nigeria?

Why Investors Are Nervous in 2025

Key Data That Show Real Estate Still Works

How Will The Future of Real estate in Nigeria Look Like?

Urban Expansion

Digital Land Platforms (Proptech)

Diaspora Involvement

Land Banking

Government Regularization

What to Do Differently As an Investor in 2025

1. Verify all Titles Thoroughly

2. Work with Property Lawyers

3. Use Tech Tool

4. Invest Where Government Is Going, Not Where They’ve Been

5. Buy with Flexible monthly payments

Real Estate Predictions for 2025–2030

Epe will become the new Lekki:

Group Ownership Will Rise

Rental Market Will Explode

Satellite Towns Will Boom

Real also: How to Invest in Real Estate in Nigeria

Conclusion on the Future of Real Estate in Nigeria

Top 5 Reasons to Invest in Lagos Real Estate Market in 2025

Why Investors Are Scared of Investing in Lagos

Fear of Government Seizure

Fear of Wrong or Incomplete Documentation

Read also: 6 Tips for Real Estate Investment in Nigeria

Reason 1: Tighter Land Title Regulations

Read also: 5 Things You Must Know Before Buying a House in Lagos

Reason 2: Government Infrastructure Boom

Reason 3: Rise of Credible Developers

Reason 4: Availability of Legal Verification Tools

Reason 5: Appreciation Rates Still Beat Inflation

Best Places to Invest in Lagos in 2025

Read Also: 5 Reasons Omu Ketu is the Next Biggest Real Estate Hotspot

Conclusion: Why 2025 is Your Fresh Start

Why You Should Invest in Real Estate in Nigeria

Why You Don’t Want to Invest in Real Estate in Nigeria

Why You Should Invest in Real Estate in Nigeria

1. Long-term stability

2. Generational Wealth

3. Peace of mind

4. Protection against inflation

5. Appreciation

Real Estate Investment Mistakes to Avoid in Nigeria

1. Neglecting Due Diligence

Meet the Landowner

Go to the Land Office

2. Overlooking Proper Documentation

3. Falling for Unrealistic Deals

How To Invest in Nigerian Real Estate

It is Okay to Be Still Scared. But Take the First Step Anyway

How to Invest in Real Estate in Nigeria Step-by-Step

Understanding How Real Estate Investment Works in Nigeria

Appreciation

Where to Start: The Beginner’s Path to Property Investment

Location and Accessibility